Umbrella Funds

Umbrella Funds What are the Ecsponent Umbrella Funds? The Ecsponent Umbrella Pension Fund and the Ecsponent Umbrella Provident Fund are individual legal entities that allow several participating employers to join. By pooling funds, employers and their employees enjoy cost savings generated from economies of scale, which ultimately contribute to improved returns. The funds are governed…

Preservation Funds

Preservation Funds What are Ecsponent Preservation Funds? The Ecsponent Preservation Funds cater for investors who want to preserve their retirement benefits in a tax-efficient manner. The Ecsponent Preservation Funds are legal entities, registered with the Financial Sector Conduct Authority (FSCA) and managed by a board of trustees. When leaving an employer you have the choice…

Retirement Annuity

Retirement Annuity What is a retirement annuity? A retirement annuity (RA) is an investment product specially designed for individuals to save or retirement responsibly and tax efficiently. These products are government legislated and have specific attributes: RA funds are protected from most creditors You pay no initial fees or exit penalties or admin fees Tax…

Five-Year Fixed-Rate Income Provider (Class G)

Investment objective To provide a fixed above-average income, while preserving the capital investment amount, with 100% capital allocation. Suitable for investors who: require a medium-term investment seek stable, predictable returns require a monthly income, after tax require 100% allocation of capital invested wish to include the unique attributes of listed preference shares in their investment…

Five-Year Fixed-Rate Income Provider (Class E)

Investment objective To provide a fixed above-average income, while preserving the capital investment amount, with 100% capital allocation. Suitable for investors who: require a medium-term investment seek stable, predictable returns require a monthly income, after tax require 100% allocation of capital invested wish to include the unique attributes of listed preference shares in their investment…

Five-Year Fixed-Rate Income Provider (Class D)

Investment objective To provide a fixed above-average income, while preserving the capital investment amount, with 100% capital allocation. Suitable for investors who: require a medium-term investment seek stable, predictable returns require a monthly income, after tax require 100% allocation of capital invested wish to include the unique attributes of listed preference shares in their investment…

Income Provider (Swaziland)

Investment objectives Provide investors with a steady, above-average income from their investment, whilst preserving the capital amount, with a zero investment cost to maximise returns. Suitable for investors who require a medium-term investment (five years); higher than market standard returns; a monthly after-tax income; the security of having their capital returned at the end of…

Capital Growth Provider (Swaziland)

Investment objectives Provide investors with an above average return on capital invested over a five-year term, with a zero investment cost. Suitable for those investors who require a medium-term investment (five years); higher than market standard returns; a fixed capital growth rate; 100% capital growth over the investment term; a 100% allocation of capital invested. Annual rate…

South Africa Products

Ecsponent is expanding its offerings Retail investment products Ecsponent will soon be offering a range of retail investment products for investors who seek the benefits of high-quality, low-cost products, coupled with the expertise of an award-winning fund management team to enhance investment returns. Our products will initially include a: living annuity retirement annuity endowment plan…

Zambia Products

Ecsponent is expanding its offerings Retail investment products Ecsponent will soon be offering a range of retail investment products for investors who seek the benefits of high-quality, low-cost products, coupled with the expertise of an award-winning fund management team to enhance investment returns. Our products will initially include a: living annuity retirement annuity endowment plan…