Invest with Ecsponent

Investment Services

Regardless of what your investment goals are, you want to be sure that you get the returns you strive for at a risk level that is appropriate for you. However, with so many investment products to choose from, selecting the right investments is not an easy task.
Ecsponent Financial Services is an authorised financial service provider registered with the Financial Sector Code Authority (FSCA) under license number FSP 32968 that provides investors with the information and advice they need to make investment decisions that are appropriate to their own needs.

In the Kingdom of Eswatini, Ecsponent has been operating as a wealth-generating, public company since July 2013 and a subsidiary of the JSE-listed Ecsponent Limited. It is an authorised financial service provider, registered with the Financial Services Regulatory Authority under Financial Service Provider Licence No. IA/0020/14 and CISM/003/17.

Financial planning and advice from an accredited financial advisor is critical to your success in achieving your financial goals.

To provide the lifestyle of your dreams, you will need to save and invest – both are crucial to ensure you reach your financial goals in the short- medium and long-term.

Saving for retirement is essential if you want the financial freedom to enjoy your later years. But with so many options available how do you find the best option for you?

Attracting and retaining employees is a challenge for most employers. Retirement benefits will enhance your employer value proposition.

Discover a new world of investment options when you use our online platforms by gaining access to a variety of different shares and markets.

If a regular income is your main investment goal, we can help. Our investment income options provide a range of solutions to meet your needs.

Preserve your existing retirement savings if you change jobs to continue growing your wealth tax efficiently.

Ensure steady income throughout retirement, while conserving your retirement savings.

General Financial Advice

Our advisors will conduct a detailed financial needs analysis to determine your ideal financial plan.

Ecsponent preference shares

Enjoy the stable predictable returns of Ecsponent’s preference shares, which offers investors 170% of their capital returned after the five-year investment term.

Ecsponent retirement annuity

Invest in a personal retirement plan, which enables you to save tax-efficiently for retirement. You can supplement your existing retirement savings or build your own nest egg. The Ecsponent Retirement Annuity Fund is flexible, cost-effective and transparent.

Tax-Free Savings Account

Tax-free savings accounts offer you investment growth that does not attract dividend, income and capital gains tax. These accounts are ideal for investors investing for a long term, or who want to balance their tax exposure and structure their estate planning in a tax efficient manner.

Investment Advice

Let our accredited investment advisors give recommendations or guidance to educate, inform and guide regarding the best investment options to help you achieve your goals.

Endownment Plans

An investment plan which allows you to create wealth tax-efficiently when your marginal tax rate exceeds 30% and you seek a minimum investment term of 5 years.

Ecsponent Group Retirement Annuity

The Ecsponent Group Retirement Annuity assists employers to make a retirement savings solution available to their staff based on individual membership, with the benefits of group-based administration.

Ecsponent Umbrella Funds

Offering a retirement savings solution, that offers you and your employees the best chance of achieving a comfortable retirement, is an attractive option to add to your company’s employer value proposition.

Ecsponent Living Annuity

The Ecsponent Living Annuity provides a regular income, sometimes referred to as a pension, upon retiring from your retirement fund (retirement annuity, pension, provident or preservation funds).

Ecsponent preference shares

Enjoy the stable predictable returns of Ecsponent’s preference shares, which offers investors up to 12.5% per annum, paid in monthly dividends, with 100% of their capital returned after the five-year investment term.

Retirement planning

Saving for your retirement is an important decision, with significant consequences, not just for the future but for your current tax position.

There are various retirement plans you can choose from – speak to our accredited financial advisors to choose the best option for your needs.

Estate Planning

Creating a comprehensive estate plan to provide for your loved ones and manage your assets after your death is an imperative financial duty. You owe it to yourself and your family to plan so that your wishes are carried out, your loved ones are taken care of and your tax is managed.

Ecsponent Preservation Funds

When changing jobs, preserve the tax deductions previously granted on contributions to continue growing the value of your retirement assets until retirement. Preserving your retirement savings will maximise the tax-free retirement lump sum available.

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