Regardless of what your investment goals are, you want to be sure that you get the returns you strive for at a risk level that is appropriate for you. However, with so many investment products to choose from, selecting the right investments is not an easy task.
Ecsponent Financial Services is an authorised financial service provider registered with the Financial Sector Code Authority (FSCA) under license number FSP 32968 that provides investors with the information and advice they need to make investment decisions that are appropriate to their own needs.
General Financial Advice
Our advisors will conduct a detailed financial needs analysis to determine your ideal financial plan.
Ecsponent preference shares
Enjoy the stable predictable returns of Ecsponent’s preference shares, which offers investors 170% of their capital returned after the five-year investment term.
Ecsponent retirement annuity
Invest in a personal retirement plan, which enables you to save tax-efficiently for retirement. You can supplement your existing retirement savings or build your own nest egg. The Ecsponent Retirement Annuity Fund is flexible, cost-effective and transparent.
Ecsponent Umbrella Funds
Offering a retirement savings solution, that offers you and your employees the best chance of achieving a comfortable retirement, is an attractive option to add to your company’s employer value proposition.
Tax-Free Savings Account
Tax-free savings accounts offer you investment growth that does not attract dividend, income and capital gains tax. These accounts are ideal for investors investing for a long term, or who want to balance their tax exposure and structure their estate planning in a tax efficient manner.
Let our accredited investment advisors give recommendations or guidance to educate, inform and guide regarding the best investment options to help you achieve your goals.
An investment plan which allows you to create wealth tax-efficiently when your marginal tax rate exceeds 30% and you seek a minimum investment term of 5 years.
Ecsponent Group Retirement Annuity
The Ecsponent Group Retirement Annuity assists employers to make a retirement savings solution available to their staff based on individual membership, with the benefits of group-based administration.
Ecsponent Living Annuity
The Ecsponent Living Annuity provides a regular income, sometimes referred to as a pension, upon retiring from your retirement fund (retirement annuity, pension, provident or preservation funds).
Ecsponent preference shares
Enjoy the stable predictable returns of Ecsponent’s preference shares, which offers investors up to 12.5% per annum, paid in monthly dividends, with 100% of their capital returned after the five-year investment term.
Saving for your retirement is an important decision, with significant consequences, not just for the future but for your current tax position.
There are various retirement plans you can choose from – speak to our accredited financial advisors to choose the best option for your needs.
Creating a comprehensive estate plan to provide for your loved ones and manage your assets after your death is an imperative financial duty. You owe it to yourself and your family to plan so that your wishes are carried out, your loved ones are taken care of and your tax is managed.
Ecsponent Preservation Funds
When changing jobs, preserve the tax deductions previously granted on contributions to continue growing the value of your retirement assets until retirement. Preserving your retirement savings will maximise the tax-free retirement lump sum available.