1. This competition is open to South African residents only.
  2. No director, member, partner, employee, agent or consultant of Ecsponent and their immediate families may enter the competition.
  3. By entering the competition, entrants agree to abide by the rules and conditions of the competition.
  4. Winners are selected by random draw from valid entries under the supervision of Ecsponent’s appointed independent auditors. Winners will be notified by either telephone, private message on Facebook or email, the chosen medium to be within the sole discretion of Ecsponent.
  5. The winner will receive his/her prize via courier to a valid address in South Africa.
  6. Prizes in cash will be paid into the winner’s private bank account. If an existing Ecsponent client, winnings will be paid via electronic fund transfer to the designated account as per Ecsponent’s records. In the event that the winner is not a Ecsponent client, he/she will be contacted via telephone, private message on Facebook or email, the chosen medium to be within the sole discretion of Ecsponent in order to obtain the winner’s banking details.
  7. In the event that shipping of the prize is required, Ecsponent will request the winner’s physical address via telephone, private message on Facebook or email, the chosen medium to be within the sole discretion of Ecsponent, to ship the prize.
  8. Prizes cannot be transferred or exchanged for cash, except in the event of a cash prize. Prizes exclude any other expenses incurred by winning participants when entering the competition.
  9. Prizes in the form of investment products will be subject to the product rules of the specific investment product and may only be exchanged for cash upon maturity of the investment.
  10. The judges’ decision is final and no correspondence will be entered into.
  11. Ecsponent reserves the right to make media announcements and/or publish names and photographs of competition winners and any of the stories received. No additional consent shall be required, as winners, through their entry, agree to the use of their names and photographs for marketing purposes, unless the winner specifically declines. No additional compensation shall be payable to any entrant or winner for use of their name or photograph.
  12. Ecsponent reserves the right to terminate this competition immediately and without notice. In the event of such termination, all winners agree to waive any rights that they may have in terms of this competition and acknowledge that they will have no recourse against Ecsponent and all its associated companies, or its respective employees and directors.
  13. Sponsoring parties are not responsible or liable for any loss, damage, claim and/or action in connection with, or resulting from the entrant’s participation in an Ecsponent competition or acceptance of a prize.
  14. Winners may not win an Ecsponent competition more than once in a ninety-day period. Any winner drawn who has won an Ecsponent competition in the preceding ninety days from the draw will be disqualified from the competition and another winner will be drawn.
  15. Winners need to contact Ecsponent within two weeks from announcement of the winner in order not to forfeit the prize.
  16. Entrants may enter Ecsponent competitions more than once.
  17. No entrant’s details will be passed on to any third party without his/her consent. For inquiries Ecsponent can be contacted at +27 808 0100 or info@ecsponent.com.