Setting up an emergency fund (video)

An emergency fund is something very few investors maintain, but it should be a critical part of everyone’s financial planning.   Should we withdraw money from investments in case of an emergency? It is not ideal to access money from your investments for emergencies. Instead, invest in an emergency fund that can serve your short-term cash needs. Having an…

Ecsponent at a glance [video]

Floris Slabbert, National sales coordinator, was featured on Die Groot Ontbyt to talk about Ecsponent Limited and and to give an overview the company’s product offering. Who is Ecsponent? Ecsponent Financial Services is part of JSE listed company Ecsponent Limited and has operations in four African countries, including South Africa. In each of these countries,…

Savings and investment basics

Now that the difference between savings and investments is clear (see our last blog: SAVINGS VS. INVESTMENTS – KNOW THE DIFFERENCE), there is no better time to start taking steps to secure your financial future. While everyone is different, and our saving and investment behaviours are likely to depict this, starting with a few basics…

Tax-free savings and how it affects you

Latest market trends The rand closed at its strongest this year at R14.26 against the dollar. The last time we saw a performance like this was in November last year. When looking at the pound, all eyes are on Theresa May and her newly appointed cabinet ministers to see how legislation will possibly change and…

Consulting the crystal ball about Brexit, tax and growth

Floris Slabbert on Die Groot Ontbyt about investing for growth amid the uncertainties about Brexit and potential positive change for South Africa and investors.   What are the latest developments worldwide following Brexit? There are now many questions around Britain’s future leadership and the announcement has left a lot of uncertainty worldwide. We trust that…